diff --git a/app/handlers/admin/bot_configuration.py b/app/handlers/admin/bot_configuration.py
index c580be9e..f01744a9 100644
--- a/app/handlers/admin/bot_configuration.py
+++ b/app/handlers/admin/bot_configuration.py
@@ -862,7 +862,7 @@ async def test_payment_provider(
             await _refresh_markup()
             return
 
-        payment_url = payment_result.get("link_url") or payment_result.get("link_page_url")
+        payment_url = payment_result.get("link_page_url") or payment_result.get("link_url")
         message_text = (
             "🧪 <b>Тестовый платеж PayPalych</b>\n\n"
             f"💰 Сумма: {texts.format_price(amount_kopeks)}\n"
@@ -872,7 +872,7 @@ async def test_payment_provider(
             inline_keyboard=[
                 [
                     types.InlineKeyboardButton(
-                        text="💳 Перейти к оплате",
+                        text="🏦 Перейти к оплате (СБП)",
                         url=payment_url,
                     )
                 ],
diff --git a/app/handlers/balance.py b/app/handlers/balance.py
index ab9f205f..e6f0b832 100644
--- a/app/handlers/balance.py
+++ b/app/handlers/balance.py
@@ -386,9 +386,9 @@ async def start_pal24_payment(
     message_text = texts.t(
         "PAL24_TOPUP_PROMPT",
         (
-            "💳 <b>Оплата через PayPalych</b>\n\n"
+            "🏦 <b>Оплата через PayPalych (СБП)</b>\n\n"
             "Введите сумму для пополнения от 100 до 1 000 000 ₽.\n"
-            "Оплата проходит через защищенную платформу PayPalych."
+            "Оплата проходит через систему быстрых платежей PayPalych."
         ),
     )
 
@@ -1002,7 +1002,9 @@ async def process_pal24_payment_amount(
             language=db_user.language,
         )
 
-        if not payment_result or not payment_result.get("link_url"):
+        if not payment_result or not (
+            payment_result.get("link_url") or payment_result.get("link_page_url")
+        ):
             await message.answer(
                 texts.t(
                     "PAL24_PAYMENT_ERROR",
@@ -1012,7 +1014,10 @@ async def process_pal24_payment_amount(
             await state.clear()
             return
 
-        link_url = payment_result.get("link_url")
+        payment_url = (
+            payment_result.get("link_page_url")
+            or payment_result.get("link_url")
+        )
         bill_id = payment_result.get("bill_id")
         local_payment_id = payment_result.get("local_payment_id")
 
@@ -1020,8 +1025,8 @@ async def process_pal24_payment_amount(
             inline_keyboard=[
                 [
                     types.InlineKeyboardButton(
-                        text=texts.t("PAL24_PAY_BUTTON", "💳 Оплатить через PayPalych"),
-                        url=link_url,
+                        text=texts.t("PAL24_PAY_BUTTON", "🏦 Оплатить через PayPalych (СБП)"),
+                        url=payment_url,
                     )
                 ],
                 [
@@ -1037,11 +1042,11 @@ async def process_pal24_payment_amount(
         message_template = texts.t(
             "PAL24_PAYMENT_INSTRUCTIONS",
             (
-                "💳 <b>Оплата через PayPalych</b>\n\n"
+                "🏦 <b>Оплата через PayPalych (СБП)</b>\n\n"
                 "💰 Сумма: {amount}\n"
                 "🆔 ID счета: {bill_id}\n\n"
                 "📱 <b>Инструкция:</b>\n"
-                "1. Нажмите кнопку ‘Оплатить через PayPalych’\n"
+                "1. Нажмите кнопку ‘Оплатить через PayPalych (СБП)’\n"
                 "2. Следуйте подсказкам платежной системы\n"
                 "3. Подтвердите перевод\n"
                 "4. Средства зачислятся автоматически\n\n"
@@ -1226,8 +1231,10 @@ async def check_pal24_payment_status(
 
         emoji, status_text = status_labels.get(payment.status, ("❓", "Неизвестно"))
 
+        payment_link = payment.link_page_url or payment.link_url
+
         message_lines = [
-            "💳 Статус платежа PayPalych:\n\n",
+            "🏦 Статус платежа PayPalych (СБП):\n\n",
             f"🆔 ID счета: {payment.bill_id}\n",
             f"💰 Сумма: {settings.format_price(payment.amount_kopeks)}\n",
             f"📊 Статус: {emoji} {status_text}\n",
@@ -1238,8 +1245,8 @@ async def check_pal24_payment_status(
             message_lines.append("\n✅ Платеж успешно завершен! Средства уже на балансе.")
         elif payment.status in {"NEW", "PROCESS"}:
             message_lines.append("\n⏳ Платеж еще не завершен. Оплатите счет и проверьте статус позже.")
-            if payment.link_url:
-                message_lines.append(f"\n🔗 Ссылка на оплату: {payment.link_url}")
+            if payment_link:
+                message_lines.append(f"\n🔗 Ссылка на оплату: {payment_link}")
         elif payment.status in {"FAIL", "UNDERPAID", "OVERPAID"}:
             message_lines.append(
                 f"\n❌ Платеж не завершен корректно. Обратитесь в {settings.get_support_contact_display()}"
@@ -1528,6 +1535,12 @@ async def handle_quick_amount_selection(
                 await process_mulenpay_payment_amount(
                     callback.message, db_user, db, amount_kopeks, state
                 )
+        elif payment_method == "pal24":
+            from app.database.database import AsyncSessionLocal
+            async with AsyncSessionLocal() as db:
+                await process_pal24_payment_amount(
+                    callback.message, db_user, db, amount_kopeks, state
+                )
         else:
             await callback.answer("❌ Неизвестный способ оплаты", show_alert=True)
             return
diff --git a/app/keyboards/inline.py b/app/keyboards/inline.py
index 737b58b2..6037e941 100644
--- a/app/keyboards/inline.py
+++ b/app/keyboards/inline.py
@@ -832,7 +832,7 @@ def get_payment_methods_keyboard(amount_kopeks: int, language: str = DEFAULT_LAN
     if settings.is_pal24_enabled():
         keyboard.append([
             InlineKeyboardButton(
-                text=texts.t("PAYMENT_CARD_PAL24", "💳 Банковская карта (PayPalych)"),
+                text=texts.t("PAYMENT_CARD_PAL24", "🏦 СБП (PayPalych)"),
                 callback_data=_build_callback("pal24")
             )
         ])
diff --git a/app/services/admin_notification_service.py b/app/services/admin_notification_service.py
index d5543e44..19fb035c 100644
--- a/app/services/admin_notification_service.py
+++ b/app/services/admin_notification_service.py
@@ -358,7 +358,7 @@ class AdminNotificationService:
             'yookassa': '💳 YooKassa (карта)',
             'tribute': '💎 Tribute (карта)',
             'mulenpay': '💳 Mulen Pay (карта)',
-            'pal24': '💳 PayPalych (карта)',
+            'pal24': '🏦 PayPalych (СБП)',
             'manual': '🛠️ Вручную (админ)',
             'balance': '💰 С баланса'
         }
diff --git a/app/services/pal24_service.py b/app/services/pal24_service.py
index a4f72047..26b7e799 100644
--- a/app/services/pal24_service.py
+++ b/app/services/pal24_service.py
@@ -37,6 +37,7 @@ class Pal24Service:
         ttl_seconds: Optional[int] = None,
         custom_payload: Optional[Dict[str, Any]] = None,
         payer_email: Optional[str] = None,
+        payment_method: Optional[str] = None,
     ) -> Dict[str, Any]:
         if not self.is_configured:
             raise Pal24APIError("Pal24 service is not configured")
@@ -49,6 +50,8 @@ class Pal24Service:
 
         if payer_email:
             extra_payload["payer_email"] = payer_email
+        if payment_method:
+            extra_payload["payment_method"] = payment_method
 
         filtered_payload = {k: v for k, v in extra_payload.items() if v not in (None, {})}
 
diff --git a/app/services/payment_service.py b/app/services/payment_service.py
index 63d07597..c615e8cc 100644
--- a/app/services/payment_service.py
+++ b/app/services/payment_service.py
@@ -857,6 +857,7 @@ class PaymentService:
                 ttl_seconds=ttl_seconds,
                 custom_payload=custom_payload,
                 payer_email=payer_email,
+                payment_method="SBP",
             )
         except Pal24APIError as error:
             logger.error("Ошибка Pal24 API при создании счета: %s", error)
@@ -873,6 +874,7 @@ class PaymentService:
 
         link_url = response.get("link_url")
         link_page_url = response.get("link_page_url")
+        primary_link = link_page_url or link_url
 
         payment = await create_pal24_payment(
             db,
@@ -884,8 +886,8 @@ class PaymentService:
             status=response.get("status", "NEW"),
             type_=response.get("type", "normal"),
             currency=response.get("currency", "RUB"),
-            link_url=link_url,
-            link_page_url=link_page_url,
+            link_url=primary_link,
+            link_page_url=link_page_url or link_url,
             ttl=ttl_seconds,
             metadata={
                 "raw_response": response,
@@ -896,8 +898,8 @@ class PaymentService:
         payment_info = {
             "bill_id": bill_id,
             "order_id": order_id,
-            "link_url": link_url or link_page_url,
-            "link_page_url": link_page_url,
+            "link_url": primary_link,
+            "link_page_url": link_page_url or link_url,
             "local_payment_id": payment.id,
             "amount_kopeks": amount_kopeks,
         }
diff --git a/app/utils/payment_utils.py b/app/utils/payment_utils.py
index 83b704b1..3b598f73 100644
--- a/app/utils/payment_utils.py
+++ b/app/utils/payment_utils.py
@@ -48,8 +48,8 @@ def get_available_payment_methods() -> List[Dict[str, str]]:
     if settings.is_pal24_enabled():
         methods.append({
             "id": "pal24",
-            "name": "Банковская карта",
-            "icon": "💳",
+            "name": "СБП",
+            "icon": "🏦",
             "description": "через PayPalych",
             "callback": "topup_pal24"
         })
diff --git a/locales/en.json b/locales/en.json
index bdabdeab..ef640f62 100644
--- a/locales/en.json
+++ b/locales/en.json
@@ -69,7 +69,7 @@
   "PAYMENTS_TEMPORARILY_UNAVAILABLE": "⚠️ Payment methods are temporarily unavailable",
   "PAYMENT_CARD_TRIBUTE": "💳 Bank card (Tribute)",
   "PAYMENT_CARD_MULENPAY": "💳 Bank card (Mulen Pay)",
-  "PAYMENT_CARD_PAL24": "💳 Bank card (PayPalych)",
+  "PAYMENT_CARD_PAL24": "🏦 SBP (PayPalych)",
   "PAYMENT_CARD_YOOKASSA": "💳 Bank card (YooKassa)",
   "PAYMENT_CRYPTOBOT": "🪙 Cryptocurrency (CryptoBot)",
   "PAYMENT_SBP_YOOKASSA": "🏦 Pay via SBP (YooKassa)",
@@ -81,10 +81,10 @@
   "MULENPAY_PAYMENT_ERROR": "❌ Failed to create Mulen Pay payment. Please try again later or contact support.",
   "MULENPAY_PAY_BUTTON": "💳 Pay with Mulen Pay",
   "MULENPAY_PAYMENT_INSTRUCTIONS": "💳 <b>Mulen Pay payment</b>\n\n💰 Amount: {amount}\n🆔 Payment ID: {payment_id}\n\n📱 <b>How to pay:</b>\n1. Press ‘Pay with Mulen Pay’\n2. Follow the instructions on the payment page\n3. Confirm the transfer\n4. Funds will be credited automatically\n\n❓ Need help? Contact {support}",
-  "PAL24_TOPUP_PROMPT": "💳 <b>PayPalych payment</b>\n\nEnter an amount between 100 and 1,000,000 ₽.\nThe payment is processed by the secure PayPalych platform.",
+  "PAL24_TOPUP_PROMPT": "🏦 <b>PayPalych (SBP) payment</b>\n\nEnter an amount between 100 and 1,000,000 ₽.\nThe payment is processed via the PayPalych Faster Payments System.",
   "PAL24_PAYMENT_ERROR": "❌ Failed to create a PayPalych payment. Please try again later or contact support.",
-  "PAL24_PAY_BUTTON": "💳 Pay with PayPalych",
-  "PAL24_PAYMENT_INSTRUCTIONS": "💳 <b>PayPalych payment</b>\n\n💰 Amount: {amount}\n🆔 Invoice ID: {bill_id}\n\n📱 <b>How to pay:</b>\n1. Press ‘Pay with PayPalych’\n2. Follow the system prompts\n3. Confirm the transfer\n4. Funds will be credited automatically\n\n❓ Need help? Contact {support}",
+  "PAL24_PAY_BUTTON": "🏦 Pay with PayPalych (SBP)",
+  "PAL24_PAYMENT_INSTRUCTIONS": "🏦 <b>PayPalych (SBP) payment</b>\n\n💰 Amount: {amount}\n🆔 Invoice ID: {bill_id}\n\n📱 <b>How to pay:</b>\n1. Press ‘Pay with PayPalych (SBP)’\n2. Follow the system prompts\n3. Confirm the transfer\n4. Funds will be credited automatically\n\n❓ Need help? Contact {support}",
   "PENDING_CANCEL_BUTTON": "⌛ Cancel",
   "POST_REGISTRATION_TRIAL_BUTTON": "🚀 Activate free trial 🚀",
   "REFERRAL_ANALYTICS_BUTTON": "📊 Analytics",
@@ -507,8 +507,8 @@
   "PAYMENT_METHOD_TRIBUTE_DESCRIPTION": "via Tribute",
   "PAYMENT_METHOD_MULENPAY_NAME": "💳 <b>Bank card (Mulen Pay)</b>",
   "PAYMENT_METHOD_MULENPAY_DESCRIPTION": "via Mulen Pay",
-  "PAYMENT_METHOD_PAL24_NAME": "💳 <b>Bank card (PayPalych)</b>",
-  "PAYMENT_METHOD_PAL24_DESCRIPTION": "via PayPalych",
+  "PAYMENT_METHOD_PAL24_NAME": "🏦 <b>SBP (PayPalych)</b>",
+  "PAYMENT_METHOD_PAL24_DESCRIPTION": "via Faster Payments System",
   "PAYMENT_METHOD_CRYPTOBOT_NAME": "🪙 <b>Cryptocurrency</b>",
   "PAYMENT_METHOD_CRYPTOBOT_DESCRIPTION": "via CryptoBot",
   "PAYMENT_METHOD_SUPPORT_NAME": "🛠️ <b>Support team</b>",
diff --git a/locales/ru.json b/locales/ru.json
index 290c1fbc..e1ce4224 100644
--- a/locales/ru.json
+++ b/locales/ru.json
@@ -259,7 +259,7 @@
   "PAYMENTS_TEMPORARILY_UNAVAILABLE": "⚠️ Способы оплаты временно недоступны",
   "PAYMENT_CARD_TRIBUTE": "💳 Банковская карта (Tribute)",
   "PAYMENT_CARD_MULENPAY": "💳 Банковская карта (Mulen Pay)",
-  "PAYMENT_CARD_PAL24": "💳 Банковская карта (PayPalych)",
+  "PAYMENT_CARD_PAL24": "🏦 СБП (PayPalych)",
   "PAYMENT_CARD_YOOKASSA": "💳 Банковская карта (YooKassa)",
   "PAYMENT_CRYPTOBOT": "🪙 Криптовалюта (CryptoBot)",
   "PAYMENT_SBP_YOOKASSA": "🏬 Оплатить по СБП (YooKassa)",
@@ -271,10 +271,10 @@
   "MULENPAY_PAYMENT_ERROR": "❌ Ошибка создания платежа Mulen Pay. Попробуйте позже или обратитесь в поддержку.",
   "MULENPAY_PAY_BUTTON": "💳 Оплатить через Mulen Pay",
   "MULENPAY_PAYMENT_INSTRUCTIONS": "💳 <b>Оплата через Mulen Pay</b>\n\n💰 Сумма: {amount}\n🆔 ID платежа: {payment_id}\n\n📱 <b>Инструкция:</b>\n1. Нажмите кнопку ‘Оплатить через Mulen Pay’\n2. Следуйте подсказкам платежной системы\n3. Подтвердите перевод\n4. Средства зачислятся автоматически\n\n❓ Если возникнут проблемы, обратитесь в {support}",
-  "PAL24_TOPUP_PROMPT": "💳 <b>Оплата через PayPalych</b>\n\nВведите сумму для пополнения от 100 до 1 000 000 ₽.\nОплата проходит через защищенную платформу PayPalych.",
+  "PAL24_TOPUP_PROMPT": "🏦 <b>Оплата через PayPalych (СБП)</b>\n\nВведите сумму для пополнения от 100 до 1 000 000 ₽.\nОплата проходит через систему быстрых платежей PayPalych.",
   "PAL24_PAYMENT_ERROR": "❌ Ошибка создания платежа PayPalych. Попробуйте позже или обратитесь в поддержку.",
-  "PAL24_PAY_BUTTON": "💳 Оплатить через PayPalych",
-  "PAL24_PAYMENT_INSTRUCTIONS": "💳 <b>Оплата через PayPalych</b>\n\n💰 Сумма: {amount}\n🆔 ID счета: {bill_id}\n\n📱 <b>Инструкция:</b>\n1. Нажмите кнопку ‘Оплатить через PayPalych’\n2. Следуйте подсказкам платежной системы\n3. Подтвердите перевод\n4. Средства зачислятся автоматически\n\n❓ Если возникнут проблемы, обратитесь в {support}",
+  "PAL24_PAY_BUTTON": "🏦 Оплатить через PayPalych (СБП)",
+  "PAL24_PAYMENT_INSTRUCTIONS": "🏦 <b>Оплата через PayPalych (СБП)</b>\n\n💰 Сумма: {amount}\n🆔 ID счета: {bill_id}\n\n📱 <b>Инструкция:</b>\n1. Нажмите кнопку ‘Оплатить через PayPalych (СБП)’\n2. Следуйте подсказкам платежной системы\n3. Подтвердите перевод\n4. Средства зачислятся автоматически\n\n❓ Если возникнут проблемы, обратитесь в {support}",
   "PENDING_CANCEL_BUTTON": "⌛ Отмена",
   "PERIOD_14_DAYS": "📅 14 дней - {settings.format_price(settings.PRICE_14_DAYS)}",
   "PERIOD_180_DAYS": "📅 180 дней - {settings.format_price(settings.PRICE_180_DAYS)}",
@@ -507,8 +507,8 @@
   "PAYMENT_METHOD_TRIBUTE_DESCRIPTION": "через Tribute",
   "PAYMENT_METHOD_MULENPAY_NAME": "💳 <b>Банковская карта (Mulen Pay)</b>",
   "PAYMENT_METHOD_MULENPAY_DESCRIPTION": "через Mulen Pay",
-  "PAYMENT_METHOD_PAL24_NAME": "💳 <b>Банковская карта (PayPalych)</b>",
-  "PAYMENT_METHOD_PAL24_DESCRIPTION": "через PayPalych",
+  "PAYMENT_METHOD_PAL24_NAME": "🏦 <b>СБП (PayPalych)</b>",
+  "PAYMENT_METHOD_PAL24_DESCRIPTION": "через систему быстрых платежей",
   "PAYMENT_METHOD_CRYPTOBOT_NAME": "🪙 <b>Криптовалюта</b>",
   "PAYMENT_METHOD_CRYPTOBOT_DESCRIPTION": "через CryptoBot",
   "PAYMENT_METHOD_SUPPORT_NAME": "🛠️ <b>Через поддержку</b>",